Consumers who pay with cash and debit cards are effectively subsidizing those who pay with credit, according to a research white...
Payment Choices Reverse Robin Hood Effect
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By Issue Area
RBC Fined $350,000 for Failing to Get Clear Consent for Credit Limit Hikes
A lack of objection or silent acquiescence does not qualify as “express consent”, Canada’s financial consumer watchdog concluded...
Bank of Montreal Fined $500,000 for Violating Credit Insurance Rules
Canada’s financial institutions watchdog fined Bank of Montreal (BMO) $500,000 because of the bank’s failure to gain proper...
Lower-Income Consumers More Likely to Use Financial Dispute Resolution
Lower and middle-income consumers are more likely to access the dispute resolution services of Canada's Ombudsman for Banking...
CIBC Fined $1.2 Million for Violating Credit Card Disclosure Rules
Canada’s financial institutions watchdog fined Canadian Imperial Bank of Commerce (CIBC) $1.225 million because the bank failed...
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