Efforts to encourage Canada’s major lenders to provide relief from certain repayments have not reached the segment of the market...
Higher-Cost Lenders Promote Borrowing Over Loan Deferrals
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By Issue Area
Deferred Payments May Affect Your Credit Score
Canadians struggling to keep up with credit payments may fear that delayed or deferred payments could lower their credit scores....
Consumer Debt Returns for Bankruptcy Filers
Bankruptcies are considered the fastest way to recover from excessive debt, but a new study shows that the relief is short-lived...
What are Legal Interest Rates on Loans?
There is a limit on the rate of interest that lenders can charge borrowers in Canada. With two notable exceptions, interest...
Review: Why do People Fail to Act on Financial Plans?
Why do People Fail to Act on Financial Plans, the first published report by the Behaviourally Informed Organizations...
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