Two of Canada’s largest provinces are considering implementing their own rules on what constitutes a legal rate of interest on...
Two Provinces Ponder Lower Legal Lending Rates
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By Issue Area
Pandemic Boosted Canadian Savings $180 Billion: BOC
Reduced spending on entertainment, traveling and health care have combined with government support programs to boost Canadians’...
Payment Choices Reverse Robin Hood Effect
Consumers who pay with cash and debit cards are effectively subsidizing those who pay with credit, according to a research white...
RBC Fined $350,000 for Failing to Get Clear Consent for Credit Limit Hikes
A lack of objection or silent acquiescence does not qualify as “express consent”, Canada’s financial consumer watchdog concluded...
Bank of Montreal Fined $500,000 for Violating Credit Insurance Rules
Canada’s financial institutions watchdog fined Bank of Montreal (BMO) $500,000 because of the bank’s failure to gain proper...
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