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  3. Credit»

By Issue Area

Budget 2021: Notable Consumer Commitments

The childcare, pandemic supports and other pledges may have garnered most of the attention, but numerous smaller items have been...

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What’s Missing From Ontario High-Cost Lending Discussion

An Ontario government consultation paper is a good start to improving protection for consumers of high cost loans, but is...

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Two Provinces Ponder Lower Legal Lending Rates

Two of Canada’s largest provinces are considering implementing their own rules on what constitutes a legal rate of interest on...

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Payment Choices Reverse Robin Hood Effect

Consumers who pay with cash and debit cards are effectively subsidizing those who pay with credit, according to a research white...

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RBC Fined $350,000 for Failing to Get Clear Consent for Credit Limit Hikes

A lack of objection or silent acquiescence does not qualify as “express consent”, Canada’s financial consumer watchdog concluded...

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