An Ontario government consultation paper is a good start to improving protection for consumers of high cost loans, but is...
What’s Missing From Ontario High-Cost Lending Discussion
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Two Provinces Ponder Lower Legal Lending Rates
Two of Canada’s largest provinces are considering implementing their own rules on what constitutes a legal rate of interest on...
Payment Choices Reverse Robin Hood Effect
Consumers who pay with cash and debit cards are effectively subsidizing those who pay with credit, according to a research white...
RBC Fined $350,000 for Failing to Get Clear Consent for Credit Limit Hikes
A lack of objection or silent acquiescence does not qualify as “express consent”, Canada’s financial consumer watchdog concluded...
Bank of Montreal Fined $500,000 for Violating Credit Insurance Rules
Canada’s financial institutions watchdog fined Bank of Montreal (BMO) $500,000 because of the bank’s failure to gain proper...
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